by Axis Bank is one of the premium banking institutions in India that offers a wide range of financial services to its customers including credit cards. As it is one of the major credit card issuers in India, it provides cards from entry-level to premium categories, keeping the requirements of varied individuals in mind. These cards come with a variety of benefits such as fuel surcharge waivers, discounts on shopping and dining, complimentary movie tickets, and free access to domestic and international airport lounges.Β
Some of the Axis Bank Cards are the Axis Bank Neo Credit Card, Axis Bank Magnus Credit Card, IndianOil Axis Bank Credit Card, Axis Bank Privilege Credit Card, and many more. Let us now compare the top 5 Axis Bank Credit Cards in detail:
Comparison Criteria
| Top 5 Credit Cards | Joining Fees | Annual Fee | Best Suited For | Reward Type | Welcome Benefits |
|---|---|---|---|---|---|
| Axis Bank Neo Credit Card | INR 250 + GST | INR 250 + GST | Shopping | Reward Points | Get 100% cashback up to INR 300 on your first utility bill payment within 30 days of getting the card |
| Axis Bank Magnus Credit Card | INR 12500 + GST | INR 12500 + GST | Movies, Travel, Dining, Shopping | Reward Points | A gift voucher worth INR 12,500 from any one of Luxe, Yatra, or Postcard Hotels |
| Axis Bank My Zone Credit Card | INR 500 + GST | INR 500 + GST | Movies | Reward Points | Free SonyLiv annual subscription worth INR 999 |
| Axis Bank Vistara Signature Credit Card | INR 3000 + GST | INR 3000 + GST | Travel | Reward Points | 1 complimentary Premium Economy Class air ticket and complimentary Club Vistara Silver Membership |
| Flipkart Axis Bank Credit Card | INR 500 + GST | INR 500 + GST | Shopping | Reward Points | Introductory benefits worth Rs. 1,100 on card issuance |
Now, let us discuss the features and benefits of these cards in detail.
- Axis Bank Neo Credit Card:
- With Axis Bank Neo Credit Card 100% cashback up to INR 300 on the first utility bill payment within 30 days of issuance of the card.
- Get 40% off on Zomato up to INR 120 on a minimum spend of INR 200.
- Get a discount of 5% on utility bill payments through Amazon Pay.
- Get 1 10% discount on Blinkit up to INR 250 on a minimum spend of INR 750 once a month.
- Get a discount of 10% at Myntra on a minimum shopping of INR 500.
- Get a 10% discount on BMS maximum up to INR 100.
- Get a discount of 15% at the partner restaurants in India on a minimum order value of INR 1500.Β
- Receive Edge Rewards points for transactions and use them to redeem 500+ rewards and offers. Earn 1 point on every INR 200 spent using this card.
- Convert big purchases made via credit card into EMIs via internet banking, mobile app, or customer care.
- Axis Bank Magnus Credit Card:
- Get a voucher worth INR 12500 for Luxe Gift Card/ Yatra/ The Postcard Hotels.
- Get 8 complimentary airport concierge service.
- Avail unlimited complimentary international lounge visits.
- Enjoy unlimited visits to select airport lounges in India.
- Enjoy up to INR 40% discount at over 4000 restaurants across India.
- But 1 movie/ Non-movie ticket and get up to INR 500 off on the second.
- Get a waiver of annual fees on spending of INR 25 lakhs in the preceding year.
- The lowered interest rate of 3% on extended credit.
- Reduced mark-up fees of 2% on foreign transactions.Β
- No cash withdrawal fees.
- Get a fuel surcharge waiver of 1% for transactions between INR 400 to INR 4000.
- Axis Bank My Zone Credit Card:
- With Axis Bank My Zone Credit Card get a 100% discount on the second movie ticket at Paytm Movies.
- Get a SonyLiv Premium annual subscription worth INR 999 on the first spend within the first 30 days of issuance of the card.
- Get a flat discount of INR 120 on food delivery at Swiggy.
- Enjoy 1 complimentary access at select airport lounges within India per calendar quarter.
- Get a shopping discount of up to INR 1000 at AJIO on a minimum spend of INR 2999.Β
- Get a fuel surcharge waiver of 1% on all fuel transactions in India.
- Earn 4 Edge Reward points with every INR 200 spent on the credit card.
- Contact the bank to convert any big purchase made above INR 2500 into EMIs.
- Get a discount of 15% at partner restaurants across India with Axis Bank Dining Delights.
- Axis Bank Vistara Signature Credit Card:
- Get a complimentary Premium Economy Class ticket voucher on fee payment.
- Enjoy the exclusive privileges of a complimentary Club Vistara Silver Membership like priority check-in and additional baggage allowance on fee payment. The membership will be issued within 10 working days of joining or annual fee payment.
- Get 4 CV points on every INR 200 spent.
- Get bonus CV points and up to 4 complimentary Premium Economy tickets on achieving milestone spends.
- Get complimentary lounge access at select airports within India.Β
- Get a discount of 25% up to INR 800 at our partner restaurants across India with EazyDiner.
- Get 3 complimentary rounds of golf at some of the destinations in India.
- Get a Purchase Protection cover worth INR 1 lakh up to USD 300 for Loss of travel documents or check-in baggage and delay of check-in Baggage.
- Flipkart Axis Bank Credit Card:
- Get INR 600 worth of joining and activation benefits.
- Get 5% cashback on Flipkart, 4% on preferred merchants, and 1.5% cashback on other categories.
- Enjoy 4 complimentary lounge visits to select airport lounges within India.Β
- Get a 1% fuel surcharge waiver at all fuel stations across India.
- Get a discount of 15% up to INR 500 at 10000+ partner restaurants across India with EasyDiner.
- Contact the bank to convert a big transaction into EMIs over and above INR 2500.
Bottom Line
No single card can be considered to be βbestβ for all individuals. This is because every individual is different, their income and choice of card are different. And, different credit cards are targeted at different segments based on their income and requirements. Hence, selecting the right card can be daunting, with the wide range of cards available. However, the details mentioned above will help you make an informed decision. Choosing the right card by comparing their features and benefits becomes easier.
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